Refunds Policy - Skill And Care

Business Terms

I am a professional content writer, content strategist, and journalist. My services include the production of articles, e-books, white papers, case studies, web copy, social posts, and learning resources. I also sell rights to use my photographs, undertake graphic design work, and develop marketing campaigns.

I am insured for professional indemnity and public liability.

I retain copyright in my work but am happy to grant generous licenses to use my work – by negotiation, prior to use.

Payment of my invoices is strictly within 30 days. Payments later than this will be subject to a charge and interest in line with the Late Payment Of Commercial Debts Act (1998) and subsequent regulations. These are a charge of £40 on debts of less than £999 and £70 on debts between £999 and £9,999. In addition, interest will be charged at Bank of England Base Rate plus 8%.

If you use my work without prior agreement, you will be liable to pay at double the rate that I would usually charge for use of that work.

Unless explicitly stated otherwise, I licence use in my work for single use in single media.

I attest to providing accurate, well-researched, and factual information at all times and do not assume any liability for legal action that is incurred against clients or media outlets as a result of errors or incorrect information.

Unless otherwise specified, my work is bylined, and I am permitted to display it on my website, promotional materials, and social media.

I comply with GDPR for business purposes and exercise the exemption on journalistic material in respect of information gathered for the purpose of reporting.

Dr. Anneke Schmidt